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 Post subject: Tandem Island Insurance
PostPosted: Tue Dec 11, 2018 6:02 pm 
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Site Rank - Admiral

Joined: Wed Sep 30, 2009 12:25 pm
Posts: 176
Location: Georgia
Just curious. Can anyone recommend a boat insurance company for our Tandem Islands ? I"m located in Georgia and also sail in Florida. Any opinions ? Mine is a 2014 and I've decided to break it out of my house/car/motocycle/boat insurance provider.

Do most Island sailors even insure their boat ?

thanx,
bill


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PostPosted: Wed Dec 12, 2018 7:01 am 
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Site Rank - Old Salt

Joined: Tue Jun 19, 2007 6:14 pm
Posts: 3318
Location: South Florida
I've had 4 islands (still have 2) and never insured any of them.

Keith

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2015 AI 2, 2014 Tandem

"Any intelligent fool can make things bigger and more complex ... It takes a touch of genius and a lot of courage to move in the opposite direction." A. Einstein

"Less is more" Anon


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PostPosted: Wed Dec 12, 2018 11:45 am 
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Joined: Sun Apr 20, 2008 6:18 am
Posts: 2999
Location: Sarasota,Key West FL
The TI has a built in theft deterrence system, comes from the factory that way.
I just can't imagine two teenagers running down the street with a 250 lb boat on their heads.
Just being funny that's all.

We added our boats to our homeowners insurance, ( I don't recall how much it was extra). We also got a BoatUS membership, (I think it was around $125/yr). If you go offshore, the BoatUS is worthwhile.

FE


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PostPosted: Sat Dec 15, 2018 7:13 am 
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Joined: Sun Apr 26, 2015 3:13 pm
Posts: 353
cooldudecaptain wrote:
Just curious. Can anyone recommend a boat insurance company for our Tandem Islands ? I"m located in Georgia and also sail in Florida. Any opinions ? Mine is a 2014 and I've decided to break it out of my house/car/motocycle/boat insurance provider.

Do most Island sailors even insure their boat ?

thanx,
bill

Just add it to your home insurance like fusioneng says, if you have home insurance. There is no need for a separate boat insurance policy which will cost much more. My TI insurance, including the trailer, costs only $78/year as a rider via my Travelers Home Insurance policy.


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