Return to Hobie.com
Hobie Forums
It is currently Fri Mar 29, 2024 6:39 am

All times are UTC - 8 hours [ DST ]




Post new topic Reply to topic  [ 8 posts ] 
Author Message
PostPosted: Wed Mar 22, 2017 7:18 am 
Offline
Site Rank - Captain

Joined: Sat Sep 17, 2016 3:27 pm
Posts: 73
Not the furry one on ur couch, I'm talking about the catamaran u ocassionally take friends sailing with. Do u carry liability insurance in case someone aboard is injured ?

_________________
2016 Hobie Getaway
1978 Nacra 5.2


Top
 Profile  
 
PostPosted: Wed Mar 22, 2017 9:05 am 
Offline
Site Rank - Old Salt

Joined: Mon May 09, 2005 10:25 am
Posts: 4176
Location: Jersey Shore
Yes, mostly because it is generally required for racing these days. Although at this point, I would probably have it even if I didn't race just because there are a lot of crazy/foolish/irresponsible boaters that we share the water with. It is relatively inexpensive, somewhere around a hundred bucks a year.

sm


Top
 Profile  
 
PostPosted: Wed Mar 22, 2017 5:15 pm 
Offline
Site Rank - Old Salt

Joined: Fri Oct 17, 2008 2:21 pm
Posts: 379
Location: Winston Salem, NC
If I remember correctly, liability was covered on my home owners insurance. Hull insurance (equivalent to collision in a car) had to be purchased.

_________________
Howard


Top
 Profile  
 
PostPosted: Wed Mar 22, 2017 6:26 pm 
Offline
Site Rank - Admiral

Joined: Fri May 01, 2015 9:49 am
Posts: 238
Location: Eastern PA
I talked about this to my insurance company when I got it - I don't remember the details but I assume I must have it covered somewhere under my various policies or I'd have done something about it. Now I'm thinking I should double check. It's not just someone aboard - it's anyone you have an encounter with (swimmer, power boater, etc).


Top
 Profile  
 
PostPosted: Thu Mar 23, 2017 5:03 am 
Offline
Site Rank - Captain

Joined: Thu Apr 15, 2010 4:54 am
Posts: 93
Location: Apollo Beach, FL
When my boat is sitting on the trailer in the yard or being towed behind my car, my homeowners or auto policy likely covers the boat also. However, when I'm out on the water or racing it is another matter. I have a separate liability policy for just the boat for all the reasons stated by srm above.


Top
 Profile  
 
PostPosted: Sat Mar 25, 2017 7:56 am 
Offline
Site Rank - Captain

Joined: Mon Mar 31, 2008 10:30 am
Posts: 71
I got a liability policy for my Getaway through same company as homeowners for $100/ year
well worth peace of mind..be sure not to take any lawyers out and make everyone sign a release.


Top
 Profile  
 
PostPosted: Thu Jun 29, 2017 6:18 pm 
Offline
Site Rank - Deck Hand

Joined: Thu Jun 29, 2017 5:54 pm
Posts: 2
where i store requred it. even tho my homeowners had basics covered.


Top
 Profile  
 
PostPosted: Fri Jun 30, 2017 2:10 pm 
Offline
Site Rank - Captain

Joined: Sat Sep 17, 2016 3:27 pm
Posts: 73
I added liability insurance. U never know....

_________________
2016 Hobie Getaway
1978 Nacra 5.2


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 8 posts ] 

All times are UTC - 8 hours [ DST ]


Who is online

Users browsing this forum: No registered users and 2 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum

Jump to:  
© Hobie Cat Company. All rights reserved.
Powered by phpBB® Forum Software © phpBB Group