My $00.02 worth. I leave my mast up most of the year. On land not on the water. But there is still wind and what have you.
1. I'd make a point of at least checking and probably replacing the shrouds, shackles, and the forestay adjuster (seems like that's the part that failed) every year.
2. The upper mast section (comptip) is expensive. I'd want to save it if I could. The junction of the two mast sections is actually three parts: the aluminum lower section, the fibreglass upper section, and a plastic track which snaps onto the back of the upper section. If it were me I'd make sure there are no sharp edges at this transition. Maybe cut the plastic track tips at and angle so they can't catch, sand the edges of the plastic tack, check for loose or frayed pieces on the sail and glue them down or have a sail maker repair them.
3. If I still had a problem and I decided it was an alignment problem I'd probably put on a thin coat of epoxy and then sand it down so it was a snug fit. Assuming constant movement has worn down the fibreglass.
Good luck and happy sailing!
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