The hydrostatic HIT PFDs require submersion to deploy. Could a big wave cause deployment? Possibly. However, these systems have been thoroughly tested over thousands of sailing miles on offshore passages and do not have a problem with big splashes. To me, the security of knowing it will deploy if I'm unconscious outweighs the risk of accidental deployment due to a big wave. I've been hit pretty hard and never had a premature or accidental deployment. If you do go the inflatable route - regardless of technology - get leg straps. They'll prevent the PFD from riding too high (and/or sliding off) when deployed. Also, consider getting one with a built in harness. Makes a convenient tether attachment. West Marine version very similar to the Mustang. Boating magazine did a comparison and found a slightly longer time deployment time for the former. Also, consider the Spinlock Deckvest. Similar price but includes leg straps, tether ring and strobe light.
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