The hook is critical to the setup. Without it the sail head will pull out of the track. The wire helps to hold it in. The halyard stretches, so the sail would slip down the mast. You add compression load to the mast by tensioning and tying off a halyard at the mast base.
Should be easier on a Getaway while on the water due to the froward tramp, but leaning forward a bit to unhook the halyard is not difficult. Pull hard down then simply reach forward then release... doesn't take much. You can also force the mast to rotate towards you to be directly under the hook.
Raising the mainsail of a Hobie can be more difficult than need be.
Several factors can cause the mainsail to be difficult to hoist: Dirty luff ropes and luff tracks. These can be cleaned with soapy water and a scrub brush. If you want to use a lubricant, keep away from oils and waxes that can attract dirt. Use a dry silicone spray. Most all Hobie sails now have a Teflon threaded bolt (luff) rope to ease the hoisting effort.
Battens and sail shape. The battens stiffen the airfoil shape of your sail. Over tensioning of the battens can cause a couple of problems. Luff protector caps can be forced against the mast and cause drag when hoisting. The battens also force the sail shape into a curve. The luff curve (seen when laying the sail out on the ground, as a large arch) is typical to Hobie Cat main sails. The sails "airfoil" shape is mostly created by the miss-matched mast bend and luff curve of the sail. The luff curve is more than the likely mast bend and when the mast is straight (while hoisting) the difference is dramatic. This luff curve going up the straight mast can cause significant drag and hoisting problems when done incorrectly.
Outhaul. Be sure the outhaul is fully released before hoisting.
Hoist Technique: Keep the batten tension to a minimum. Hoist the sail slowly, while feeding into the mast opening. When the sail gets about 3/4's of the way up, begin aggressively feeding at the bottom opening and reduce the amount of halyard effort. If the halyard is pulled tight when the sail is not being fed into and up the track, you will have problems. The sail luff will pull taunt and the curve shape will bind in the (straight) mast track. Lower the sail slightly and begin feeding again.
The best way to feed the sail is to stand in front of the mast and reach around either side to "sandwich" the sail between two hands (above the feeder opening) and push the sail up the track. Pull with the halyard, only the slack created, then feed again. If the sail binds, lower slightly and begin feeding again. This technique can be done by one person, but is certainly easier with two working together. It is VERY important that the person on the halyard only pulls the slack up the mast and does not get ahead of the feeder.
Locking the Hobie 14/16/Getaway halyard:Once the sail is fully hoisted (be sure that the sail is fully inserted into the feeder). Pull the halyard forward of the mast by 3-4 feet. Hold the halyard on the centerline of the mast. Pull hard and hold the tension while bringing the halyard into the mast. Release the halyard tension and see that the sail remains fully hoisted. This seats a small bead, in the halyard, under a two finger prong "hook" and the top of the mast. If the sail slips down when downhaul tension is added, repeat the final hoist technique again. Be sure the bead is clear to pass the hook before pulling tension on the halyard.

To release... fully release the downhaul and outhaul. Partially feed the sail up the luff track. Hoist with the halyard to the top till it stops,
hold... pull the halyard line forward 3-4 feet away from the mast, ease the halyard to lower the sail.