Revo, excellent comparison on the fin types. STs are often overlooked and are great performers. Additionally, they are less expensive and easier to install then Turbos.
Turbos are fairly sensitive to the clew setting. Too tight and they can be quite fatiguing for very little or no gain over the STs; set loosely and they become noticeably different fins. There is also a difference depending on the vintage of the fins. A lot of folks don't realize that Turbos are now in (at least) their third generation.
The original Turbos hit the water about May 2006. The second generation came out early 2007 with a slightly shorter mast and some re-cutting around the chain. The shorter mast de-powered the fin slightly. The third version has been around for a little over a year and and is vastly improved. Having a different combination of materials, it is much more rugged and yet, also more flexible and easier to push. When my daughter tried these she switched from STs to the Turbos as her first choice.
As you pointed out, you don't see a lot of top speed advantage with Turbos. Looking at speed vs. power requirements though, I read that an Outback, for instance requires about 127 Watts of power to do 4.5 MPH, but 200W to hit 5.0 MPH. That's a 57% power increase for just an 11% gain in speed!
If properly adjusted, the most recent Turbos are great low cadence cruisers, fantastic for acceleration, more useful for sailing (as a daggerboard) and slightly more efficient overall (with a higher aspect ratio) than the STs. Still, STs may be the best bang for the buck for many and are definitely easier to push at a faster cadence. I also agree that for "fluttering", both fins are comparable.
